Apple Watch Financing Options: Pay Monthly, Even with Bad Credit

Credit Options Available
Apple Watch On Finance
10/10Our Score
  • Up to £1,200 Credit
  • Apple Watch
  • All Models Available
  • Charging Station
  • Bundle With AirPods Pro Available
  • All Credit Types Considered

Discover the Apple Watch Range

From the latest Apple Watch Series 7 to the affordable Apple Watch SE, you’ll be surprised at the affordability and variety on offer. Whether you’re an existing O2 Pay Monthly customer or new to O2, we have options for you. Pair your Apple Watch with an iPhone 6s or newer and experience the best of Apple’s ecosystem.

Apple Watch with O2

Key Features of the Apple Watch:

  • Fitness: Your ultimate workout companion. Track your activities with precision, whether you’re swimming, hitting the gym, or jogging. Stay motivated with music, podcasts, and audiobooks right from your wrist. Plus, get 3 months of Apple Fitness+ free with every purchase.
  • Health: Monitor vital health metrics like blood oxygen levels and heart rate. Receive timely notifications for any irregularities and stay ahead with proactive health tracking.
  • Connectivity: Go phone-free with the Apple Watch’s cellular capabilities. Answer calls, receive messages, and stream your favorite content even without your iPhone nearby. New and returning customers can enjoy up to five months of Apple Music, Apple Arcade, and Apple News+ for free.
  • Sleep: Prioritize your sleep for better overall health. The Sleep App helps you establish a routine, track your sleep patterns, and set achievable sleep goals.
  • AirPods Pro: Experience immersive sound quality on the go. Perfect for workouts, the AirPods Pro offers a customizable fit, water resistance, and seamless pairing with your Apple Watch.
Apple watch for all ages

Ready to Own an Apple Watch?

If you’re an O2 Monthly Payment customer with a compatible iPhone, you’re all set. New to O2 and need an iPhone? We’ve got you covered. Purchase your iPhone and then add the Apple Watch to your plan.


Financing Apple Products Made Easy

Get your favourite Apple products with manageable instalment plans. Choose from financing options with Barclays or PayPal Credit, with terms ranging from 3 to 36 months. Enjoy instant decisions, quick shipping, and flexible payment terms.

Apple Watches Health

Alternative Financing with Klarna and KRCS

Shop now and pay later for purchases over £249. Opt for Klarna and KRCS for flexible payment plans and even an Easy Upgrade option, allowing you to trade in your current tech for credit.

Are you ready to purchase an Apple Watch?

Introducing DivideBuy

DivideBuy offers interest-free credit on your purchases. With a quick 60-second application, get instant decisions and enjoy flexible installment plans ranging from three to twelve months. With no hidden fees and the option for early repayments, DivideBuy makes financing straightforward and transparent.


Apple Watches Connect

Final Thoughts

Whether you’re looking to finance an Apple Watch, iPhone, or any other Apple product, our range of financing options ensures you get the best deal possible, regardless of your credit situation.

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