Mercedes on Finance: A Flexible Way to Own a Mercedes Benz

Mercedes Benz is a distinguished car brand renowned for its opulence, elegance, and functionality. Nevertheless, possessing a Mercedes Benz can be quite costly. This is where Mercedes on finance comes in, offering a pliable approach for individuals to relish driving a Mercedes Benz without straining their budget. 

In this article, we’ll explore the process of purchasing a Mercedes Benz through financing. We’ll cover various aspects such as Mercedes Benz models, finance agreements, purchasing used Mercedes Benz vehicles, monthly payment schedules, and obtaining early settlement quotations.

Buying Mercedes Benz with finance in the UK

Mercedes on finance is a financing option that allows you to drive a Mercedes Benz without purchasing the vehicle outright. Instead, you pay fixed monthly rentals over a fixed period. This is also known as a personal contract hire or lease agreement. Finance is an attractive option for those who want to own a Mercedes Benz but cannot afford to pay for the vehicle upfront.

How does it work?

You will start by signing a finance agreement with a finance company. The agreement sets out the fixed period, fixed monthly rental, and other terms and conditions. Once you sign the agreement, you can drive the Mercedes Benz of your choice.

At the end of the fixed period, you can choose to return the vehicle or take ownership by paying a balloon payment. If you decide to return the vehicle, you can part exchange it for a new Mercedes Benz. If you choose to take ownership, you will pay the balloon payment and become the full owner of the vehicle.


One of the main benefits is the lower monthly rentals compared to purchasing a Mercedes Benz outright. This makes it an affordable option for those who want to own a Mercedes Benz. Additionally, you can choose the fixed monthly rental and the fixed period that suits your budget and lifestyle. This gives you the flexibility to enjoy driving a Mercedes Benz without the worries of committing to a full purchase.

Another benefit is the ability to upgrade to a newer model at the end of the fixed period. This means you can always drive the latest Mercedes Benz models without having to worry about the overall cost of ownership.

How to Apply for Mercedes on Finance

To apply, you need to contact your local Mercedes Benz dealer or finance company. They will provide you with the details of the finance options available to you. You will need to provide some personal and financial information, such as your bank account details, to complete the application process. Once approved, you can choose the Mercedes Benz model you want to drive and sign the finance agreement.


Buying with credit is a flexible and straightforward route to owning a Mercedes Benz. It offers a range of benefits, including lower monthly rentals, the ability to upgrade to a newer model, and the flexibility to choose the fixed period and monthly rental that suit your budget and lifestyle. If you want to drive a Mercedes Benz without the commitment of a full purchase, then it is a great solution that will suit your needs