Garden furniture on finance

Credit Options Available
Outdoor Sofas on Finance - Buy Now Pay Later
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  • Outdoor Sofas
  • Outdoor Furniture Sets
  • Fast & Free Delivery
  • 0% Financing - Buy Now Pay Later
  • 30 Days Return & Refund

The Best Catalogues for Pay Monthly or Pay Weekly Garden Furniture

Are you looking for the best garden furniture?

What is the best type of garden furniture? You’ll quickly realise that upgrading patio furniture is not an inexpensive investment, no matter if you want timeless rattan or the most stylish garden benches. How can you make sure your investment lasts? Where do you start to look for the best furniture, whether it’s a bed, a sofa, a dining set, or garden furniture?

garden furniture finance

Why choose finance?

1. You can spread the cost of your furniture purchase.
2. You have the option of 19.5% or 0% interest, with no hidden fees.

3. There is no need to fill out complicated paperwork. You can get a decision in a matter of seconds.

4. You can rest assured knowing that you are being provided with security and privacy.

Klarna Bank AB provides finance. The rates of finance available in the online finance calculator depend on the product and can only be applied once an item has been added to your basket. It is possible for promotional rates to change or non-financeable items to be added to the required deposit payment. This depends on what item(s) you add to your basket.

why choose finance?

Online finance application

Online financial applications were never easier. Online financial conduct authority assistance can be applied for by Garden Furniture Centre Ltd trading under The Garden Furniture Centre Ltd. If you wish, please follow our instructions and provide us with a few details. These things can be done in under a minute, and they are safe and secure. After your funding application has been approved, you will be advised how to quickly execute the loan agreement.

finance options

Who can apply online for finance?

Online banking applications require you to work minimum 16 days per week, or you can retire on a salary. To live in the United Kingdom, you must be located in the United Kingdom at least for one year. The financial online payment option is not available to Eire residents. You can apply as an individual for employment, but you will need to provide employment information in order to register your application.

What is the next step after I’ve submitted my application?

You can sign or print your financing agreement within five minutes after your application approval. This agreement can also be esigned by downloading an Adobe email. Before you read the sections, please carefully review the agreement. After your agreement with Garden Furniture Centre Ltd trading has been approved, you can no longer do so.

Why is my application being rejected?

It is frustrating to be planning your new garden shed or other patio furniture, and having your application rejected. Novuna includes credit reference search to confirm your identity and validate certain application information. Credit reference agencies also have information about you that can be used to verify credit. Novuna cannot provide any reasons why an applicant is declined in a particular year. However, it can usually be due to one or more of these factors: credit rating.

Rejected finance application

If my application is rejected, can I reapply?

Yeah. Yes. We understand that things can change and that rejections of applications in the past are not always an automatic rejection. Your application period should be six months.

Interest-Free Financing

Garden Furniture House offers 0% financing to help you create your dream garden.

Klarna offers flexible financing options that allow you to spread the cost over a period of time. These options include interest-free finance options.

1) Choose the furniture that you need. You must select the furniture you need to finance.

2) Once you have placed your basket, fill in your contact information and address, then click on the “Pay by finance”button. Next, you will be asked to choose the length of finance that you wish to apply for and then click apply for finance. Now you will be securely taken to the finance application page.

3) Fill out the finance application and pay the 10%- 50% deposit via card. The amount of the deposit is dependent on the type of finance chosen.

4) The finance provider will then notify us with the outcome of our application.

5) We will dispatch your items within the time frame specified if the application is approved!

6) The Interest-Free Option cannot be used in conjunction with a 5% or 10% discount coupon. A minimum order value is PS1000. We cannot offer both discount and interest-free at the same.

Interest-Free Financing

Outdoor furniture – 0% Finance

For a limited time, you can purchase luxury outdoor furniture with 0% financing

You can spread your payments using the following options:

  • 6-month interest-free finance agreement
  • Ten Months Interest-Free
  • 12-month interest-free contract

Minimum spend of PS1000 Finance cannot be used in conjunction with discount offers, but may be used for sale items for a short period.

Outdoor furniture - 0% Finance

0% Interest Finance FAQ

Rejected Credit Applications

You will be notified by email from V12 Finance if your credit application form has been declined. They will also provide further instructions on how to appeal the decision.

Can I reapply if my application was not accepted?

Yes. We understand that circumstances can change. Just because we turned down an application in the past does not automatically mean we will turn down another request. However, we recommend that you wait at least six months between your applications.

How can I request delivery at an address other than my house?

We regret that we are unable to deliver goods to addresses other than the one provided by the applicant in order to protect ourselves against fraudulent applications. If Saturday morning delivery is more convenient, you can arrange for this.

Credit Qualifying

To be eligible for creation, you must:

  • Minimum 18 years old
  • Have been a UK resident for at least 3 years
  • Direct debit is an option that allows you to make your subsequent monthly payments
  • Regular employment must be at least 16 hours per week, including self-employment. Permanent residence should also include your spouse/partner in regular employment.

What is the maximum amount I can borrow?

Maximum borrowing limit is PS15,000. You can borrow up to PS15,000.

Is a deposit required?

You don’t need to deposit any money to finance your order. As a payment method, we will accept 50% of the monthly repayments if you are interested in lowering the monthly payments.

How do I make my monthly payments?

Direct debit is used to pay your monthly bills. The first payment is due approximately one month following delivery you can always check your payment history to confirm payment status. Each month, you will pay the monthly instalments for the duration of your term starting on the day that you receive them.

Will the finance company conduct a credit check?


Is it possible to pay off my agreement early?

Yes. You can repay any part or all of your credit at any time.

If I change my mind, can I cancel my credit contract?

Section 66A of 1974 Consumer Credit Act provides that you have the right to cancel the agreement at any time. This includes the period of 14 days from the date the signed agreement was made or the day following the date the signed document was made. You must notify the finance company in writing, by phone or email if you want to withdraw and make a finance agreement. Your credit agreement will clearly show the name of your finance company (see contact details below). You must notify them of your intention to withdraw the credit.

Rattan Garden Furniture Sets

We have a wide selection of rattan patio furniture that we make in-house. You can order online and get fast delivery to the UK. We have the rattan outdoor furniture you need, including, sun loungers, daybeds, and corner sofas. Each piece is meticulously handwoven to ensure high quality. If you are looking for garden furniture, rattan is your best choice.

We also have a large selection of rattan cube furniture for outdoor use. This furniture style is perfect for al fresco dining. It can be folded up and stored away when not in use. Our rattan fire pit table collection is the best choice if you want to entertain outdoors all year. Our fire pit collection is designed to increase the use of your garden.

Outdoor furniture is great for entertaining and can withstand any weather conditions. Each piece of outdoor patio furniture is finished by our skilled manufacturing team. To ensure that our furniture lasts summer after summer, the frames of aluminium are coated with powder.

Our credit and finance options will help you bring joy to your garden. You can bring our garden table and chairs to your outdoor space in a variety of colors.

Our rattan garden sofas are comfortable enough to lounge on for hours. There are two- and three-seat outdoor sofas that you can choose from, so there’s a size to suit your garden. If you love to bask in the sun, a rattan patio sofa set is perfect.

Rattan Sets

Outdoor Sofas

Moda Furnishings wide range of Outdoor sofas will transform your outdoor space to a place that is as comfortable as your indoor living spaces. You can choose from many luxurious sets that will suit your modern patio, balcony or garden. They are also suitable for large or small gatherings. Sets are suitable for use all year with central fire pits and drink coolers so that you can enjoy morning coffee or evening beverages at any time. Our sets are made from durable, double-woven rattan and rustproof aluminium frames. Moda believes in creating the outdoor living space you desire. Moda’s pre-configured sets can be customized to meet your needs. Visit one of our showrooms to see our designs or call one of our experts to discuss how we can help you realize your outdoor vision.

Outdoor Sofas

Outdoor Dining Sets

Moda Furnishings extensive range of Outdoor Dinner Sets will make your outdoor dining experience a memorable one. We believe that indoor spaces should not be restricted by the doors. That’s why we created a collection that will suit every modern patio, balcony, or garden. These sets can be used all year and include central fire pits to keep you and your guests comfortable. There are many options available in our extensive range, so you can choose from a variety to suit your needs. You can be confident that your dining room set will look great long after it has been purchased thanks to the expertly designed fabrics. Moda believes in creating the outdoor living space you desire. To learn more about Moda’s pre-configured sets, or to speak with one of our experts over the telephone, and how we can help you realize your outdoor vision.

Outdoor Dining Sets

Outdoor Fire Pits

Are you looking for a way to keep warm outdoors during evening parties? The Garden Fire Pit is a unique design that will complement any modern outdoor furniture. You can choose from a variety of pre-configured combinations that will suit your needs, whether you are looking to have a drink at the table or enjoy a warm meal by the fire. You can combine our outdoor fire pits with our accessories to make delicious hot food for your guests. You can be sure that your furniture in your garden with firepits will look great long after it has been purchased. They are made from strong materials that can withstand all kinds of weather. Moda believes in creating the outdoor living space you desire. We offer pre-configured sets that can be assembled in a variety of ways. You can visit our showrooms, or call one of our experts to discuss how we can help you realize your outdoor dream.

Outdoor Fire Pits

Outdoor Bar & Balcony Sets

Our unique outdoor bistro nd bar sets allow you to enjoy drinks and snacks outdoors with your friends and family. Bar and balcony sets are available in many styles to suit any modern space. Outdoor bar and bistro sets are made with heavy-duty rattan and aluminium frames coated with powder. They will look great all year. Our cushions are made with super thick foam and have hydrophobic technology which makes them waterproof. They can be reseated in minutes even after heavy rain. Moda believes in giving you the outdoor living experience that you desire. Our pre-configured sets can be customized to meet your needs. Visit one of our showrooms to see our products in person or call one of our experts to discuss how we can help you realize your outdoor vision.

Outdoor Bar & Balcony Sets

Rattan garden furniture on credit

It can be hard to find the right set with so many options. It can also be difficult to pay. Rattan Direct makes it easier to pay with our interest-free credit garden furniture financing option. This is available for any basket above PS599. It takes only 60 seconds to apply and our finance slider allows you to find the best price and spread out the cost of your garden furniture.

Rattan on credit

How it works

Choose pay by financing

Make sure you find the item you are looking for, so that your basket total is greater than PS599 and then go to the checkout using your account.

Apply through Novuna

You can use the finance slider to determine a monthly payment amount you are comfortable with. Then, choose how many months you want to play. Place your order.

Enjoy your purchase

Most finance applications are approved within 48 hours. After Novuna approves your application, you will receive your order and the item will be shipped.

Enjoy your purchase

Can you give me a credit score?

Financial conduct authority uses credit scoring to evaluate applicants’ credit risk. This technique can be used when you apply for online financing. Credit scoring is the process of awarding points for each answer to a credit application performed by the financial conduct authority. This includes income, age and employment. Credit Reference agencies also provide information. It provides a foundation for fair and uniform treatment of all applicants. Credit scoring was created to prevent discrimination based on gender.

Can you give me a credit score?

Garden Furniture Spread The Cost

For orders over PS599, you can choose to spread out the furniture’s cost over 6 or 10 years. You can get interest-free financing options. See the table below to see how much you would pay each month. Buy Now, Pay Later

Finance Example: Buy Now, Pay Later

Pay later, buy now. Online finance and offline finance are available to spread the cost. This option allows you to spread the cost of the purchase over a minimum 36-month period. The term for deferring payments is twelve months. After you deliver the product/service, your contract will begin. After the delivery of the product or service, the 12 month deferral period will start and interest will accrue on any outstanding balance. The interest will be waived if the loan balance is paid in full before the end of the loan period. A late settlement fee of 2.2% will be charged.

Buy Now Pay Later